Our Service Charter

We are committed to providing the best service
possible and this charter is our promise to you.

REFUND?
5 DAYS TOPS

Once we receive all the supporting documents.

WE DON’T ALWAYS
GET EVERYTHING RIGHT

We will pay you $25 for any violation of our service charter and investigate what went wrong.

WE’RE HERE FOR YOU 24/7

Our call center and doctors on call service are available at any time.

WE LISTEN TO YOU

We take your complaints seriously and will look for a solution that corresponds with your expectations.

Our Core Values

  • Genuine concern for our members’ health and wellbeing
  • Professionalism
  • Integrity and fairness
  • Full transparency
  • Respect and protect our members’ privacy
  • Provide excellent service
  • Make medical insurance accessible for anyone, anywhere

Availability

Nature of Service

Our Commitment

Customer service call center

24 hours a day, 365 days a year

Call toll-free

Via toll-free numbers

Response to voicemail

approximately 90% of the calls will be answered within 60 seconds

Medical advice call center

24 hours a day, 365 days a year (via an external service provider)

Management responsibility for your personal safety

Nature of Service

Our Commitment

Speak to a supervisor

Within one business day

Medical emergencies

Our representatives are trained to handle medical emergencies. However, per your request, a senior supervisor will return your call, in the event of a medical emergency (up to 30 minutes).

Paying for medical services

Nature of Service

Our Commitment

Claims and reimbursements

Once you submit a claim: Reimbursements according to the policy terms:
will be transferred within 5 business days (once we receive all the documents relevant to your claim).

Transparency and good faith

Nature of Service

Our Commitment

Appeal a claim that has been denied

If your claim for medical coverage has been denied, and you wish to appeal, you will have up to three levels of insurance appeals.

Quick response

Nature of Service

Our Commitment

Changes in coverage

We will notify you of any change in coverage, two months in advance.

DavidShield site & app

As a member, you will have access to our site & app, where you will be able to:
1) Review your insurance policy.
2) View your claim status and your personal coverage limits.
3) Locate nearby medical service providers.
4) Submit customer service inquiries online and more.

Medical underwriting

You will be notified of your medical underwriting status within one business day (once we receive all the information/paperwork).

Email inquiries

Our email response time is up to 8 hours (emails sent to csr@www.davidshield.com or via the DavidShield website).

Facebook, WhatsApp, Chat

Our response time is 10 minutes on average, and no more than 30 minutes.

Hospitalization and elective surgery

Approval of payment will be issued within 7 days (once we receive all the relevant information / paperwork).

Medical insurance for israelis abroad

Nature of Service

Our Commitment

Medical coverage during visits to Israel

Israeli members visiting or returning to Israel, will enjoy access to medical services via “Clalit Health Services” and to dental services via Maccabi Dent.

We don’t always get everything right

Nature of Service

Our Commitment

$25 compensation

We will pay you $25 for any violation of our service charter and investigate what went wrong.

Ready to become a DavidShield member?